Olio is created by Black & White Consulting Ltd. A specialist consultancy that prides itself on three core principles

Honesty : Integrity : Reliability

Founder Julie White wanted to create a flexible and efficient prepaid card for the professional corporate market that combined the appeal and the user experience of a consumer product.
Together with her expanding team of enthusiastic people - all specialists in their own right -  she has created a fresh new prepaid card for the corporate market. With its integrated robust payments system and reliable, user friendly cardholder interface, Olio card brings a new and exciting prepaid payments solution.
We have partnered with some of the most well known high street retailers to build an attractive proposition and added benefit to Olio.

Proven experience in the Rewards & Incentives market
Prepaid payments experts 
Long standing retailer relationships 
Partnered with the best to build a robust cardholder experience focusing on key UK retailers 
We are members of the European Incentive Marketing Association 



Julie White
   Julie is an experienced board director with extensive leadership skills in the performance improvement industry. She blends highly effective operational delivery with ground breaking product development and was instrumental in developing one of the first prepaid card products in her industry. Julie is well known for her honest, 'no nonsense' approach and more importantly for getting the job done!

> Business strategy & planning
> Product development & implementation
> Prepaid card development & delivery​
​> Leadership & people management
> Operational structure & delivery
> Supply chain management
> Retailer relationship management​
​> Procurement of reward products

Lindsay Ward

Lindsay is an experienced and respected payments professional with over 15 years hands on experience, having successfully launched and managed some of the largest card programs in the UK.

She has launched European projects and has experience in ATM acquiring, card acquiring and BIN sponsorship having worked with Provident Personal Finance, Visa, Vanquis Bank, Affinity Cards, Mastercard, FIS, IDT Finance, Voice Commerce and GX.

She has experience in internal audit schemes, sales team strategies, E-money applications, financial modelling, program applications, project management, supply chain management and contract negotiations